Regular breaking Credit Card News articles - © Copyright creditcardexpert.co.uk and not to be reproduced anywhere without explicit written permission.http://news.creditcardexpert.co.uk/http://news.creditcardexpert.co.uk/images/logo.gifhttp://news.creditcardexpert.co.uk/Britons have spent nearly £20 billion of their savings in the last quarter of this year to pay off debt totalling a net £23 billion, according to new research.]]>Citizens Advice has enlisted the help of credit card provider Barclaycard to issue a guide to help consumers avoid New Year debt.]]>According to a new survey from PricewaterhouseCoopers, a quarter of UK consumers are worried about future debts.]]>Consumers are finding it more difficult to obtain a balance transfer credit card]]>Prospective credit card holders need not worry about a worsening credit rating if their application is rejected, according to the Consumer Credit Counselling Service (CCCS).]]>The first nine months of this year have seen a four per cent rise in the amount of falsehoods seen on credit card applications, according to a report from MoneyExpert.com.]]>More than two million consumers are visiting a credit monitoring website each month to keep track of their money.]]>Consumers monitoring their credit history could ease future applications for credit cards, according to the Telegraph.]]>Britons looking to take a late summer holiday and thinking of using their plastic while overseas have been advised to be extra cautious in order to guard against the possibility of fraud. ]]>Mortgage expert reveals benefits of buying a five-year, as opposed to two-year mortgage]]>A finance expert has urged Brits to budget instead of lying to get credit. ]]>People whose credit card applications are rejected should re-evaluate their lifestyles, Fool.co.uk has warned. ]]>The Consumer Action Group (CAG) has warned that if the court battle against allegedly unjust bank charges is won, banks might have to take action to repair individuals "tarnished" credit records.]]>The head of personal finance at Fool.co.uk has advised Brits that they should be sure of success before applying for a credit card.]]>The risk of fraud adversely affecting a credit rating could be cut if consumers regularly checked their credit reports, it has been revealed.]]>Brits can shop in confidence on the internet, it has been claimed, as long as they are on the lookout for foul play.]]>Brits will be caught out if they attempt to cover up bad credit histories, it has been asserted.]]>Brits are advised to shop around for the best deals - but to be careful they dont damage their credit ratings in the process.]]>Young people are becoming increasingly concerned about the threat of getting into debt and of being poor when they are older, a new study reveals.]]>Banks are tightening up their lending criteria, meaning that it is important for those applying that they do not tarnish their credit report with a rejected application.]]>Experian, the worlds largest credit-checking company, has just reported its greatest growth in sales since it started trading in 2006.]]>Credit reference agency Experian today urged consumers to spring-clean their credit record before looking for new deals.]]>A debt expert has said that it is vital for university students to avoid giving themselves a bad credit rating.]]>British consumers have been being urged to take a good luck at their credit records now.]]>A credit expert has revealed some steps that consumers can take to improve their credit history.]]>